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Is it good to make a short-term consumer loan

  The use of a loan responds to various situations, such as rental investment or the purchase of household appliances. Given specific or urgent needs, consumer credit can be very useful. In these cases, short-term credit, with a repayment term of two years, is a practical and very short-term solution. The benefits of short-term consumer […]

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For whom is the loan between individuals a solution?

For whom is the loan between individuals a solution? Drastic selection, high rates: banks do not facilitate access to consumer credit. But what many French people do not know is that they can lend money to each other, with many advantages, without going through a bank. Loans between individuals, what is it? The practice of […]

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Line of credit or payday loan?

  Less known than the payday loan, the line of credit also allows to have a sum of money to finance projects. But these two solutions differ both in terms of repayment terms and in terms of interest levels. Operation and interest of the payday loan Well known for a long time, the payday loan […]

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Loans between individuals from several people to several people

The OTC loan is therefore a relatively restrictive solution, as much by its anxiety for the lender as the low probability of being able to use this remedy on the side of the borrower. It is therefore in this relatively unpredictable universe (on the one hand banks that are content to share the “cake” improperly, […]

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The different types of consumer credit

Consumer credit is a simple way to finance many projects like a wedding or buying a car. For this there are different types of consumer credit, whose conditions adapt according to their use. The personal loan The personal loan allows the purchase of goods without proof. Thus the borrower spends the amount borrowed as he […]

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Retired Credit – Non-bank Consumer Loan for Seniors

To cope with the challenges of retirement, seniors can use consumer loans. Without the intermediary of banks, the credit conso offers attractive conditions to reduce the cost of its loan, a need for a retiree with declining revenues. The figures of retirement After a busy working life comes the time of retirement. France has nearly […]

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Calculate the repayment of a loan

Repayment of a loan can be an important part of a budget, so it is important to know the actual cost. Creditstair gives you some tips for calculating the repayment of a loan. Understand borrowing mechanisms Above all, it seems essential to pay attention to the credit mechanism to understand how it works. The first […]

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Micro credit: how to get it?

Microcredit is a small loan to a borrower who has difficulty obtaining financing from traditional banks. Who can claim? What advice to follow to take out this type of loan? Micro credit: what is it? Popularized in Asia by the Stalen Bank, micro credit arrived in France at the end of the 1980s in the […]